Senator KETTER (Queensland) (14:00): My question is to the Minister representing the Prime Minister, Senator Brandis. The Prime Minister, for more than 600 days, argued that a banking royal commission 'will do nothing'. But, after last week's backflip, the Prime Minister claimed, in an email to his mail list, that the royal commission would: … ensure our financial system is working efficiently and effectively for you, for your family, and for our economy. Which statement does the Prime Minister actually believe?