Mr TED O'BRIEN (Fairfax—Deputy Leader of the Opposition) (14:08): My question goes to the Prime Minister. Prime Minister, today's ABS data shows inflation continues to accelerate under this government. Meanwhile, the Treasurer's spending spree continues, forcing the RBA to keep mortgage rates on hold indefinitely. Twenty-nine days before Christmas, what does the Prime Minister have to say to struggling mortgage holders facing no rate relief in sight?