Senator LUDWIG (Queensland—Minister for Agriculture, Fisheries and Forestry and Minister Assisting on Queensland Floods Recovery) (14:54): I will say that I am fair in this. This is a good opportunity for states to use some of their state instruments—such as, in the case of Queensland, the QRAA—to provide these concessional loans to farmers. Farmers right across Australia—in Victoria, New South Wales and Queensland—are doing it tough. If you look at what state governments have done in this area in agriculture, they have withdrawn regional— Senator McKenzie: Mr President, a point of order on relevance: the question was about the Labor state governments' response to the farm concessional loan package. The PRESIDENT: There is no point of order. Senator LUDWIG: We are in discussions with Labor states and we are in discussions with Liberal states. We do not pick any favourites here. We want the states to be able to provide these concessional loans to farmers who need them. But my door is open. I will continue to consult and discuss with states to see if we can find a way forward to get the 4.5 per cent concessional loans on the ground. What we will not do is give up, as the states look like they have. (Time expired)