Mr ALBANESE (Grayndler—Prime Minister) (14:20): The member for Cook has had a bit to say in their party room, so I'm going to add to his public statements now with what he said about shared equity schemes and what they would do, which is the question that I'm asked about. What the member for Cook said was this: 'We suggested that the government take out of that $8 billion and put aside'— The SPEAKER: Order, order! The Prime Minister will just pause for a moment. I cannot hear a word the Prime Minister is saying. Mr Hogan interjecting— The SPEAKER: The member for Page is warned. Mr Dutton interjecting— The SPEAKER: The Leader of the Opposition will cease interjecting. I call the Prime Minister, and I want to hear what the Prime Minister is saying. Mr ALBANESE: I'm asked about shared equity schemes, and I'm quoting the member for Cook, because 'shared equity mortgages are a really great opportunity'. That's what they had to say, and you know why he said it was a great opportunity? He said this, 'that you can reduce your payments'. That's what he had to say about shared equity. We need some more options for people to stay in their homes, and shared equity— The SPEAKER: The Prime Minister will pause for a moment. The Deputy Leader of the Opposition on a point of order? Ms Ley: A point of order on relevance: the Prime Minister promised to reduce interest rates— The SPEAKER: Resume your seat. That is not a point of order. The Prime Minister was asked a question about election commitments regarding mortgages and the prices and the costs imposed with interest rates. The Prime Minister is in order. He's answering the question about his election commitments, and I give him the call. Mr ALBANESE: The Deputy Leader of the Opposition has asked a question about our election campaign launch, which was about our shared equity scheme, our help-to-buy scheme, launched in Perth. Do you remember Perth? I will give you a reminder! Swan! Pearce! Tangney! Hasluck! Do you remember Perth? The SPEAKER: The Prime Minister will return to the question. Mr ALBANESE: And when we announced the shared equity scheme, we did so because in Western Australia it has existed for some time. In Victoria there's now a scheme, and of course the Liberal government in NSW has announced a scheme as well. I'm also asked about the context of helping out on cost of living. Opposition members interjecting— The SPEAKER: Order! Members on my left! Mr ALBANESE: Those opposite and the Leader of the Opposition had an idea when he was the minister about cost of living. The first chance he got he wanted to raise the cost of seeing a GP by $7—by $7! His other big idea was to raise the cost of prescriptions by $5! We've gone down by $12.50. They went up by $5. But of course there's a link between primary health care and emergency departments, so let's not think that this wasn't a comprehensive plan, because here's his idea: the government will remove the restrictions on state and territory governments that prevent hospital emergency departments charging a fee for presentation. He wanted to charge people for fronting up to emergency departments. He wanted to charge people for going to their GP and he wanted to lift the price of medicines. That was his plan on cost of living. (Time expired) Mr Young i nterjecting— The SPEAKER: When the House comes to order—the member for Longman is warned.