Ms LEY (Farrer—Deputy Leader of the Opposition) (14:19): My question is to the Prime Minister, and I refer to his promise to always fess up and correct the record when he gets it wrong. Last year the RBA governor apologised to any Australian affected by his advice that interest rates would stay low. Prior to the election, the Prime Minister went even further than Governor Lowe and actually promised cheaper mortgages. Why has the Prime Minister failed to offer the same apology? Why do Australian families always pay more under Labor? The SPEAKER: Order! Members on my right will cease interjecting. The Prime Minister will be heard in silence.