Ms GILLARD (Lalor—Prime Minister) (15:06): To the member's question, there are arrangements for self-funded retirees in the package. It does depend on people's individual circumstances—of course it does—but for anybody to gain the impression from his question that somehow if you are a self-funded retiree there is no assistance available is not right. In fact, some self-funded retirees will see the increase in the pension that full pensioners will receive; they will also experience a tax cut on income earned. Mr Frydenberg: Mr Speaker, I rise on a point of order on relevance. I specifically asked about a single self-funded retiree under the age of 65 earning $35,000 a year. The SPEAKER: The Prime Minister is responding to the question. Ms GILLARD: Before the point of order, what I was about to say to the member for Kooyong is that I have outlined the general circumstances for self-funded retirees. For an individual, I would obviously have to get a lot of detail about their personal circumstances and financial affairs. I do not believe it is appropriate to do that in the parliament in this manner, but if the member wants to bring those circumstances to me then we will be happy to get him a very direct answer for his constituent.