Senator URQUHART (Tasmania—Government Whip in the Senate) (14:54): In addition to keeping banking services available in the regions, how does this announcement— Senator McKenzie: Why didn't you go to the inquiry? The PRESIDENT: Seriously, Senator McKenzie! I intend to remind you of standing order 203. I have, quite frankly, lost count of the number of times I've had to call you to order today. Senator URQUHART: How does this announcement build on the Albanese Labor government's broader work to strengthen financial services and protect consumers? How are the government's reforms, whether it's improving access to financial advice, cracking down on scams or strengthening consumer protections, giving Australians greater confidence to engage with the finance system and plan for their future? Honourable senators interjecting— The PRESIDENT: Senator Canavan and Senator Watt, I remind both of you of standing order 203. Seriously! Come to order!