Senator URQUHART (Tasmania—Government Whip in the Senate) (14:53): Can the minister confirm the Albanese Labor government has secured a new moratorium on regional bank branch closures from participating banks, including NAB's new commitment and extensions by the Commonwealth Bank and Westpac? And can you confirm this ensures communities across regional Australia will continue to have access to face-to-face banking services for consumers and small businesses with no closures until 2027?