Senator GALLAGHER (Australian Capital Territory—Minister for the Public Service, Minister for Finance, Minister for Women, Manager of Government Business in the Senate and Vice-President of the Executive Council) (14:05): Thank you— Senator Walsh interjecting— The PRESIDENT: Senator Walsh! Minister Gallagher, please continue. Senator GALLAGHER: Thank you very much for that question and for reminding us what the coalition would do if they were to win government again on the industrial relations front. They want to wind back workers' entitlements. They want to wind back wages growth. They want to make workers working in jobs in construction and others more insecure, and we disagree with that. It will be a point of disagreement. Honourable senators interjecting— The PRESIDENT: Minister, please resume your seat. Senators, I asked for silence when senators were asking their question and when the minister was answering; that is what I expect. Minister, please continue. Senator GALLAGHER: In terms of the beginning of that question, I've dealt with the IR component of that question. In terms of the first bit, why would we have invested in the Social Housing Accelerator? Why would we be investing in the Housing Australia Future Fund? Senator Bragg: What about lending? What about mortgages? Those are all big-government solutions. The PRESIDENT: Minister, please resume your seat. Senator Bragg, which part of my statement did you fail to understand, particularly when the Senate was silent when your question was asked? You are being disrespectful to me and to this chamber. Minister, please continue. Senator GALLAGHER: I couldn't disagree stronger with Senator Bragg on the fact that our policies are only around housing for the rich. Social Housing Accelerator, Housing Australia Future Fund, Commonwealth rent assistance—we are about housing for all, housing for everybody. (Time expired)