Mr GILES (Scullin) (15:03): My question is to the Prime Minister. I refer to NATSEM modelling which shows that, under the Prime Minister's plan to saddle Australians with a 'debt sentence', a young woman studying to become a dentist would pay over $308,000 for her degree and it would take her 18 years to repay her HELP debt. Why does the Prime Minister want to saddle millions of Australians with a debt sentence?