Ms RISHWORTH (Kingston) (15:06): My question is to the Prime Minister. I refer to NATSEM modelling which shows that under the Prime Minister's plan to saddle Australians with a debt sentence, a Victorian nursing student would pay $40,000 more, and it would take them nine years longer to pay off their debt. Why is the Prime Minister forcing Australians to choose between owning their own home and going to university?