Senator GALLAGHER (Australian Capital Territory—Minister for Finance, Minister for the Public Service, Minister for Women, Minister for Government Services and Manager of Government Business in the Senate) (16:49): There were a wide range of discussions with superannuation firms as part of the work that was done on housing in general. I can't summarise here in the chamber today what would be 3½ years of discussions across government, across departments and across relevant ministers. The PRESIDENT: Senator Henderson, second supplementary?