Senator FARUQI (New South Wales) (14:23): The plan you refer to is your government's tinkering-around-the-edges, bandaid plan to address soaring student debt, which will still see student debts rise by 11½ per cent in your first term and will provide no cost-of-living relief, so there's nothing to crow about here. Minister, why won't your government do the right thing and wipe all student debt?