Senator DUNIAM (Tasmania—Deputy Manager of Opposition Business) (14:02): Minister, the CBA data also reveals that this ongoing financial strain is leading to an increase in the number of households falling behind on their repayments, with the value of past-due home loans increasing from $14.8 billion to $17.6 billion last financial year. A sizeable portion of that increase is from households that are so far behind that they're unlikely to recover unless they receive external support. With inflation persisting due to your government's actions, how do you expect these households to actually survive?