Senator FARRELL (South Australia—Minister for Trade and Tourism, Special Minister of State and Deputy Leader of the Government in the Senate) (14:02): I thank Senator McGrath for his question. I have great sympathy for mortgage holders for the situation in which they find themselves and the repeated increases in interest rates. But there is a whole— The PRESIDENT: Minister, please resume your seat. Senator Thorpe interjecting— The PRESIDENT: Senator Thorpe, I was going to bring it to the chamber's attention. Apparently there is a senator taking photos. We all know that's inappropriate. I remind the chamber not to do that. Senator Thorpe interjecting— The PRESIDENT: Senator Thorpe, I am responding. I expect the government will speak to the senator concerned. Minister Farrell, please continue. Senator FARRELL: We all know the reasons why there's pressure on interest rates in this country. We are not unique in that regard, because there is pressure on interest rates going on right around the world. But, again, this government is trying to do things to reduce the costs of living. (Time expired) The PRESIDENT: Senator McGrath, a second supplementary?