Senator GALLAGHER (Australian Capital Territory—Minister for the Public Service, Minister for Finance, Minister for Women, Manager of Government Business in the Senate and Vice-President of the Executive Council) (15:03): It's a concessional rate of tax, let's not forget this, for those fortunate to have $3 million or more in their superannuation account—mindful of the fact that the estimates are you need in the order of $500,000 to $600,000 for a decent retirement, and mindful of the fact that average Australians have $150,000 in their super. How about you have the same level of concern for them? How about you have the same level of concern for them as you are feigning at this point in time? The PRESIDENT: Minister, please resume your seat. Senator Wong interjecting— The PRESIDENT: I've got Senator Canavan on his feet. Senator Wong interjecting— The PRESIDENT: Senator Wong, please resume your seat. I need to hear the senator first. Opposition senators interjecting— The PRESIDENT: Order! Order on my left. I have Senator Birmingham on his feet. Senator Birmingham: President, on a point of order and in defence of your position of President: Senator Wong is the first in this chamber to ask for respect to be shown to you as chair. You said, while Senator Wong was attempting to make her statement, that you had to give the call to Senator Canavan because he was on his feet with a point of order first, yet Senator Wong chose to ignore what you had said and move ahead with her motion. I ask you to call the point of order please, President. Senator Wong: President, I'm in your hands. I thought you were calling me because of the precedence issue. I understood that Senator Gallagher had finished. Senator Canavan is not entitled to take a point of order after the minister has finished. The PRESIDENT: Senator Wong, I'm not sure whether the minister had finished, but I did see Senator Canavan on his feet. I did go to him, and then you stood. I will seek advice on where we're up to. Senator Canavan, I am going to go to your point of order. Senator Canavan: The point of order was on relevance. The question only went to the average extra tax paid for by the secret modelling that Labor has done. In the 36 seconds that the minister was speaking, there was not even an attempt to answer that question. The PRESIDENT: Thank you, Senator Canavan. The minister has been expansive in her answers, and I believe she was being relevant. Senator GALLAGHER: Yes, I was finished. Senator Wong: I ask that further questions be placed on the Notice Paper.