Senator GALLAGHER (Australian Capital Territory—Minister for the Public Service, Minister for Finance, Minister for Women, Manager of Government Business in the Senate and Vice-President of the Executive Council) (14:03): You didn't say that in your first question. Opposition senators interjecting— Senator GALLAGHER: Sorry; if you did, I didn't hear 'prior to preservation age'. There are rules about withdrawing super prior to preservation age, as Senator Birmingham well knows. But this is a very modest change to the superannuation system: 0.5 per cent of people will be affected. They have, on average, account balances in the order of $5.8 million, which is good for them, obviously. But we are in charge of having to repair a budget that is in structural deficit of $50 billion a year. That is what you left us. We are making very modest changes to begin the hard work of budget repair. This is a very modest change. It affects a tiny number of people compared to the changes that you brought in in 2016. (Time expired) The PRESIDENT: Senator Birmingham, second supplementary?