Senator GALLAGHER (Australian Capital Territory—Minister for the Public Service, Minister for Finance, Minister for Women, Manager of Government Business in the Senate and Vice-President of the Executive Council) (15:01): In 30 years time, Senator Canavan. Honourable senators interjecting— The PRESIDENT: Order! Senator Ayres interjecting— The PRESIDENT: Thank you, Senator Ayres. When I call order, that's what I expect. Senator McKenzie interjecting— The PRESIDENT: The same on my left, Senator McKenzie. Senator GALLAGHER: As I answered earlier: many parts of the taxation system aren't indexed. The income tax thresholds aren't indexed. The division 293 threshold, which you set, which affected a lot more people, isn't indexed. We are being very up-front about the policy that we took that we announced last week. We are being very clear about it. It affects a very small number of people in this country. Eighteen million people are unaffected. Listen to it. It raises a very modest amount by tightening a concession, that remains concessional, for those who are fortunate enough to have $3 million. I would say this to you: the average Australian has $150,000 in their superannuation, so how about you think about them— (Time expired) The PRESIDENT: Senator Canavan, a second supplementary.