Senator CORMANN (Western Australia—Minister for Finance, Vice-President of the Executive Council and Leader of the Government in the Senate) (14:43): Again, I don't accept the premise of the question. We support people choosing the insurance they need according to their needs. Opposition senators interjecting— Senator CORMANN: I know, of course, that those opposite are standing up for particular vested interests. We've got a history with all of this. Opposition senators interjecting— The PRESIDENT: Order! Senator Cormann, I have Senator Wong on her feet on a point of order. Senator Wong: The question goes to young police officers. Is the minister suggesting they are a vested interest? The PRESIDENT: With all due respect, Senator Wong, that's not a point of order. There was a great deal of noise, and I could barely hear the minister, who does have a very strong voice. Can I ask senators to be silent. Senator CORMANN: We stand on the side young police officers, young nurses, young workers in the retail sector, and indeed, young Australians all around Australia, and we don't want their small superannuation balances eroded by excessive fees in relation to services they often don't even know have been contracted on their behalf. So that is entirely appropriate and that is a very transparent position that the government's adopted for some time. The PRESIDENT: Senator Sheldon, a final supplementary question.