Senator CAMERON (New South Wales) (14:04): My question is to the Minister for Finance, Senator Cormann. I refer to the minister's joint statement with the Treasurer on 2 September 2014 that freezing the superannuation guarantee would have the impact of reducing businesses' overall wage bills. How can the minister and government claim that workers will have more money in their pockets when the minister and the Treasurer say that freezing the superannuation guarantee will reduce wage bills?