Ms CATHERINE KING (Ballarat) (14:52): My question is to the Prime Minister. By the time they are fully implemented, stage 3 of the government's personal income tax scheme and its big business handout will cost at least $25 billion a year. Where is the money coming from? Won't this government giving $25 billion to big business and the top 20 per cent of income earners just mean even more cuts to schools, to Medicare and to pensions?