Mr BOWEN (McMahon) (14:33): My question is to the Prime Minister. By the time they are fully implemented, stage 3 of the government's personal income tax scheme and its big business tax cut will cost the budget at least $25 billion each and every year. How is it fair that the government is giving $25 billion every single year to business and the top 20 per cent of income earners while it's cutting billions from schools and hospitals?