Mr SHORTEN (Maribyrnong—Leader of the Opposition) (14:34): My question is to the Prime Minister. Medibank Private has a return on equity of 26 per cent. That's about double the return of even the big banks. At the same time, private health premiums are at record highs. Why is this government giving big private health insurers a big tax cut instead of supporting Labor's plan to cap private health premium increases to two per cent?