Senator McKENZIE (Victoria—Minister for Rural Health, Minister for Sport, Minister for Regional Communications and Deputy Leader of The Nationals) (14:30): I thank Senator Kitching for her question. I'm incredibly proud of Australia's world-class health system. We've got a great combination of a public health system underpinned, thanks to this government, by a Medicare guarantee, and a world-class PBS system where you can purchase drugs, lifesaving in many cases and worth thousands of dollars, for $38. And we also have a strong private health insurance system, which ensures that those 13 million Australians that choose to go through the private health system can purchase insurance to assist them with that. But we acknowledge there has been an issue with private health insurance and the affordability and simplification of the insurance system for many, many years. That's why, under our government, there has been the lowest increase to private health insurance premiums in 17 years, at 3.95 per cent—which those opposite know runs below health inflation, which runs at over four per cent. So we are under health inflation. We've made other changes to the private health insurance system through meaningful reforms. For those living in rural and regional Australia, you can package up insurance packages that include travel and accommodation. We're making young people incentivised to take up private health insurance. In fact, we are committing to ensuring— The PRESIDENT: Senator Kitching on a point of order? Senator Kitching: My question was quite specific. It was: can the minister confirm that, on average, families are paying over $1,000 a year more than they were in 2013? The minister has alluded to the fact that the government understands that there is a problem. What I am asking is that the minister either answer the questions that she's been asked, or she can come back and tell us later if she doesn't know now. The PRESIDENT: Senator Kitching, your question also included a preamble prior to that. I consider the minister to be directly addressing the terms of the complete question as asked. I can't instruct a minister how to answer a question, but it is relevant to the terms of it. Senator McKENZIE: In terms of Senator Kitching's question, I'm very, very happy to go to rate increase and affordability of private health insurance over the long term. And I'm very happy to go, indeed, Senator Kitching, to when your side of politics held the health portfolio. If we want to go to affordability of private health insurance for 13 million Australians: in 2008-09, there was an increase of six per cent per annum on insurance premiums; in 2009-10— (Time expired) The PRESIDENT: Senator Kitching, a supplementary question?