Ms MACKLIN (Jagajaga) (14:24): My question is to the Prime Minister. Before the election the Prime Minister promised to reduce cost-of-living pressures on Australian families. A single income family earning $95,000 with two children will be up to $5,000 worse off each year, including cuts to family tax benefits. Does the Prime Minister agree with John Howard when he said, 'This is, in effect, a tax rise on people in certain income brackets'?