Senator GALLAGHER (Australian Capital Territory—Minister for Finance, Minister for the Public Service, Minister for Women, Minister for Government Services and Manager of Government Business in the Senate) (14:29): I thank Senator Pocock for the question, and he is right to remind the chamber that, in November 2024, we introduced landmark legislation to establish the Scams Prevention Framework. It passed the House in February 2025. That framework provides a new model of accountability for banks, telcos and digital platforms, and it also imposes tough mandatory obligations to prevent, detect, report and disrupt scams. These laws made Australia the toughest place in the world for scammers to operate, and they also provided a clear pathway for consumers to be compensated if a bank, telco or digital platform have done the wrong thing. I acknowledge the work of former assistant treasurer Stephen Jones for the work that he did right across the community in ensuring we had the Scams Prevention Framework in place. I was just waiting for information around where the codes are up to. My advice is that Treasury is working towards designating and developing codes for the banking and telecommunications sector and certain digital platform services, including social media, paid search engine advertising and direct-messaging services. I have no further information in front of me, but, if there is anything further, I will provide it to Senator Pocock. The PRESIDENT: Senator Pocock, first supplementary?