Senator SHARMA (New South Wales) (14:13): Minister, the RBA now expects headline inflation to soar to 3.7 per cent and remain high across 2026. At the same time, the RBA is predicting wage growth of 3 per cent by mid-2026. With inflation rising to 3.7 per cent and wage growth rising only 3 per cent, what do you say to the millions of Australians whose purchasing power will fall next year?