Senator BIRMINGHAM (South Australia—Leader of the Opposition in the Senate) (14:37): The recent COSBOA Small business perspectives report revealed that surging operating costs have crunched margins, with 46 per cent of businesses experiencing increased expenses and 57 per cent of small-business owners reporting high stress due to financial strain, with one-third not paying themselves due to cashflow issues. With a record number of small businesses hitting the wall, what's it going to take for your government to acknowledge that your plan isn't working and is hurting?