Senator GALLAGHER (Australian Capital Territory—Minister for the Public Service, Minister for Finance, Minister for Women, Manager of Government Business in the Senate and Vice-President of the Executive Council) (14:20): We are certainly very honest about the challenges in the housing market. I don't think anyone pretends they aren't there. We will also be honest about what we inherited when we came to government, which is absolutely zero attention to this for a long period of time. State and territory leaders told us that. They told us that the Commonwealth, under your government, did nothing—wasn't interested, didn't deal with them, didn't provide them any support in order to deal with this. We have more programs. We remain committed to the target. It is a challenge, but it's a challenge that we are going to have to meet, and we will work with the states and territories to meet it. Our programs are rolling out now. The Minister for Housing is doing an incredible job. There is housing being opened almost every week, across this country, thanks to some of the programs that the Commonwealth has supported, including that we're helping more than 110,000 people into their own homes through the expanded Home Guarantee Scheme. (Time expired )