Senator FARUQI (New South Wales) (14:23): Minister, the coalition's Job-ready Graduates scheme was an indefensible, unmitigated policy disaster. Universities Australia said this today, and Labor's own accord process has said that too. A generation of students, especially female students, are being saddled with exorbitant debt because of this Job-ready Graduates scheme. Minister, Labor has been in government now for 14 months. Why haven't you dumped this awful, punitive fee hike?