Senator GALLAGHER (Australian Capital Territory—Minister for the Public Service, Minister for Finance, Minister for Women, Manager of Government Business in the Senate and Vice-President of the Executive Council) (14:36): I think this question goes to some of the concerns that we're seeing in global financial markets at the moment, and the impact on some banks overseas and some concerns that Senator Roberts is raising about the potential for impact here in Australia. The answer is the same as I gave last week. Senator Rennick: You don't know how to count. Senator GALLAGHER: Thank you, Senator Rennick. Would you like leave to speak to this question or am I allowed to? You'd like to, would you? The PRESIDENT: Minister Gallagher, address your comments to those opposite through the chair. Senator Rennick, resume your seat. Sen ator Watt: Tell us about your Masters in Applied Finance! Senator GALLAGHER: I know responding to interjections is disorderly, but Senator Rennick's got verbal diarrhoea, it seems, this question time. He can't keep it in. As I said last week, this is something the government is monitoring closely. In fact, the Treasurer is being briefed twice a day on what's happening overseas, and is also being provided with feedback from regulators and from the banking system here. I think it is very good, and I would think that it's something that this Senate would welcome, that our financial markets and our banking system are well regulated, well led and well capitalised, with good liquidity, and we are not seeing the issues that are being seen overseas. I did undertake, and I'm not sure if we've done this, to provide you with a written response to the question that you raised last week. I'll chase that if it hasn't got to you, as well as anything further I can provide in relation to the answer I've just given. The PRESIDENT: Senator Roberts, your first supplementary?