Senator MARK BISHOP (Western Australia) (14:52): Mr President, I ask a supplementary question to Minister Cormann. I refer the minister to correspondence to the other Assistant Treasurer from consumer advocates, including CHOICE and the Council on the Ageing, who have said that for any FoFA law changes: … the balance needs to be in favour of protecting consumers and their retirement income, rather than protecting the income of financial advisers. Why is the government putting the income of financial advisers ahead of Australian consumers?