Senator MARK BISHOP (Western Australia) (14:47): My question is to the Acting Assistant Treasurer, Senator Cormann. I refer to the government's proposed changes to the financial advice legislation which removes the ban on sales commissions and other conflicted remunerations. Is the minister aware that Alan Kohler has described this ban as: … the outlawing of a corrupt practice that has cost consumers billions of dollars and lowered trust in the entire financial advice industry. Minister, why is the government bringing back a corrupt practice that hurts everyday Australians? The PRESIDENT: I call the Minister representing the Assistant Treasurer.