Ms COLLINS (Franklin—Minister for Housing, Minister for Homelessness and Minister for Small Business) (15:30): I thank the Prime Minister. The Prime Minister is absolutely right. When the housing ministers met in Canberra last week, the Housing Supply and Affordability Council chair addressed the housing ministers, and she said the answer to the questions around housing today is supply, supply and supply. That is what we're trying to do with the Housing Australia Future Fund: add to supply. It is part of our broad spectrum of housing policies that includes, of course, that National Housing Accord and the $575 million that we have already unlocked, which has houses being built on the ground today for Australians. It includes the regional first home buyer guarantee that we brought forward so more regional Australians could— Ms O'Neil interjecting— The SPEAKER: The minister will pause. The Minister for Cyber Security and Minister for Home Affairs will cease interjecting. The Manager of Opposition Business on a point of order? Mr Fletcher: Yes, Mr Speaker, on relevance. The question was about the interest being paid by people buying housing in the private housing market. An answer about supply through the housing council has nothing to say about the prices that people are paying today on their mortgage. The minister should be directed back to the question. The SPEAKER: I'll listen carefully to the minister. She was talking about housing supply, and I'll make sure she links that to the question regarding the issue of interest rates, but I'll give her the call. It is relevant, but I'll listen carefully to what she's saying. Ms COLLINS: I say to the member opposite: the issue here in Australia is that we do have a supply issue. We have fewer homes per thousand people in Australia than the OECD average, and that has been going on for a long period of time, which is why we need to build more, which is what the National Housing Accord is about. It's an ambition to build a million homes from 1 July 2024. We have an agreement with the states and the territories, and with the construction sector, to actually get these homes up and running. We have the states that are going to respond to the National Cabinet, and the planning ministers are also going to meet on unlocking supply so that we can put downward pressure on housing prices. That is what we are doing.