Ms BANKS (Chisholm) (14:15): My question is to the Treasurer. Tony is a constituent in my electorate of Chisholm. His income is $32,000 from his self-managed super fund. Under Labor's retiree tax, he will lose $5,000. Treasurer, how will Labor's retiree tax hurt Australians like Tony in my electorate, and what is the government doing to guarantee the essential services that Australians rely on?