Mr SHORTEN (Maribyrnong—Leader of the Opposition) (14:00): My question is to the Prime Minister. On 10 April this year the Prime Minister said the existing laws and regulators were sufficient to deal with the ongoing rip-offs and scandals in the banking sector. Since then, his government has been forced to announce or flag new measures on no less than four occasions, including today. When will the Prime Minister stop protecting the banks, show some real leadership and call a royal commission?