Senator MARIELLE SMITH (South Australia) (14:28): Thank you, Minister. Whether you live in social housing, whether you're a renter or whether you're hoping to buy your first home, we know housing is a challenge for so many Australians. You've outlined action the government is taking to alleviate housing stress. With a continuing housing crisis driven by a decade of inaction from the former coalition government, what are the biggest threats to improvements in housing affordability in Australia?