Senator GALLAGHER (Australian Capital Territory—Minister for the Public Service, Minister for Finance, Minister for Women, Manager of Government Business in the Senate and Vice-President of the Executive Council) (14:35): The policy that we've announced and that will be reflected in the budget applies to the 0.5 per cent of people who have more than $3 million in their superannuation account. Now, we are looking at how we apply it to defined benefit schemes. H onourable senators interjecting— The PRESIDENT: Order! Senator GALLAGHER: We are looking at how we do it. Senator Wong interjecting— The PRESIDENT: Minister, please resume your seat. Senator Wong and others! Minister, please continue. Senator GALLAGHER: As I said earlier this week and as I've just repeated, we've been clear that we want this to apply to defined benefit schemes as well. If you are fortunate enough to have $3 million in your super account, we think that applying a less concessional arrangement—still highly concessional but just less than is currently available, so 30 per cent instead of 15—to raise a very modest $2 billion when it's fully operational, to contribute to budget repair— (Time expired) The PRESIDE NT: Senator O'Sullivan, second supplementary?