Senator PAYNE (New South Wales—Minister for Human Services) (14:58): I do want to complete the quote from the Regional University Network, because it is very important—about accessibility and affordability for students, which Senator Seselja has just asked about: … RUN considers that the only way the sector can maintain quality and remain internationally competitive is through the deregulation of student fees. That is a quote from the Regional University Networks. But in terms of affordability and accessibility, and particularly for disadvantaged students, we know that under HECS no student needs to pay anything up-front and does not need to repay until they are earning $50,000. Opposition senators interjecting— Senator PAYNE: They interject about student debt. And, as I have made clear in the chamber previously and as Minister Pyne has said repeatedly, the government is open to considering alternative approaches to the interest rate. We welcome constructive suggestions— Senator Wong interjecting— The PRESIDENT: Senator Wong! Senator PAYNE: but we will not hold our breath for any from those opposite, will we? We might look elsewhere around the chamber to people who are prepared to be constructive in relation to this matter. (Time expired)