Senator CORMANN (Western Australia) (14:42): Mr President, I ask a further supplementary question. Why does the Gillard government think it is appropriate that Australians doing the right thing by saving to achieve a self-funded retirement, taking pressure off the public purse in doing so, have to pay the price for Labor's $173 billion in accumulated budget deficits and its current $120 billion budget black hole? Honourable senators interjecting— The PRESIDENT: Order! When there is silence I will call the minister. I remind honourable senators that the time to debate this is after three o'clock.