Mr MORRISON (Cook—Prime Minister) (14:12): This Prime Minister, as Treasurer, instituted the royal commission on banking and finance. That Leader of the Opposition and all of those opposite, when they sat on the government benches, did absolutely nothing. I will allow the Treasurer to conclude the answer. Opposition members interjecting— The SPEAKER: Just before I call the Treasurer, I'm going to say to the House that the levels of interjections are not only disruptive but also demeaning to the House. When I became Speaker I said that of course this is a debating chamber where there'll be a vigorous debate—and there should be. But it doesn't have to be loud all the time or rude all the time with some of the personal abuse that's coming out. I'm not going to yell back; I'm just giving fair warning: I'm going to deal with it. I really am.