Mr KATTER (Kennedy) (14:35): My question is to the Treasurer. Acknowledging Duncan Fysh and Shannon Siebel, insurance on an Innisfail house in 2007 was $792 and is now $3,700; and in Julia Creek it was $2,300 and is now $22,000. Julia Creek is not noted for floods, cyclones or tidal surges. Since pre-Cyclone Tracy code houses are gone, Treasurer, surely the government must red-line insurance areas by regulation, or extend a modified health insurance approach to cover dwellings, or provide partial government underwriting to deliver real future actuarial costing. (Time expired)