Senator McKENZIE (Victoria—Leader of the Nationals in the Senate) (14:36): My question is to the Minister for Finance, Senator Gallagher. Banks are passing on interest rate rises, and families today are making more sacrifices to afford higher home loan repayments as a result of Labor's rising inflation. A family in Bendigo with a $500,000 home loan on a medium-priced property faces an extra $950 a year on repayments, and under Labor's big spending inflation is likely to remain above target for some time, with the risk of further increases in rates coming months. When will the government accept responsibility for its contribution to rising inflation, which will cause millions of Australian families, homeowners and small businesses financial pain?