Senator GALLAGHER (Australian Capital Territory—Minister for Finance, Minister for the Public Service, Minister for Women, Minister for Government Services and Manager of Government Business in the Senate) (14:46): We certainly welcome Senator Payman's support for the reforms that we started investigating last year and have held two consultation rounds on. We are developing the regulatory impact analysis now in order to go forward, with the agreement of the states and territories. This is a priority. It's been led by the government. It's been led by the ministers that identified the problems—problems like the subscriptions, like not being able to cancel or like providing too much information in order to access a purchase. All of those areas are problems that have been identified by this government and will be addressed by this government in cooperation with state and territory governments, as is required under Australian consumer laws.