Senator STERLE (Western Australia) (14:56): My question is to the fabulous Minister representing the Treasurer, Senator Gallagher. The Master Builders Association has said: Help to Buy is a sensible policy approach that looks at lifting housing affordability … The Australian Housing and Urban Research Institute— Senator Colbeck interjecting— The PRESIDENT: Senator Colbeck! Senator STERLE: has said: We certainly would like to see the bill passed. Shared equity programs have been some of the most successful and most effective housing policy interventions … Noting the Albanese Labor government's Help to Buy plan would help 40,000 Australians into home ownership, what other measures is the government taking to help even more Australians into housing and homeownership?