Senator BIRMINGHAM (South Australia—Leader of the Opposition in the Senate) (14:16): I refer the minister to the remarks of BetaShares Chief Economist, who said the spending in this budget is 'unambiguously expansionary and risks one, if not two, additional interest rate increases,' or Goldman Sachs, who say the budget has created a 'hawkish' outlook for monetary policy risking more interest rate rises, or UBS, who say the budget shows an increasing risk of further rate hikes. Are all of these experts wrong about the Albanese government's budget when they say it will put more pressure on the Reserve Bank to keep interest rates higher for longer?