Senator DUNIAM (Tasmania—Assistant Minister for Forestry and Fisheries and Assistant Minister for Regional Tourism) (15:41): I seek leave to make a short statement. The PRESIDENT: Leave is granted for one minute. Senator DUNIAM: The government has not reneged on its acceptance of this recommendation by the royal commission. Recommendation 1 states: The NCCP Act should not be amended to alter the obligation to assess unsuitability. With respect to this recommendation, Commissioner Hayne noted: Consumer advocacy groups urged me to recommend that the NCCP Act be amended to require lenders to determine whether a loan contract (or credit limit increase) was 'suitable' for the consumer (as distinct from 'not unsuitable'). I do not favour that proposal. The PRESIDENT: The question is that motion No. 894 in the name of Senator McKim be agreed to.