Senator McGRATH (Queensland—Assistant Minister to the Prime Minister) (16:38): I seek leave to make a short statement. The PRESIDENT: Leave is granted for one minute. Senator McGRATH: The government is committed to implement the vast majority of recommendations from the review of the small amount credit contract laws and introduce legislation before the end of 2017. Reforms are urgent and are being treated so. It is important to follow proper process in the lead-up to the introduction of legislation. It is only appropriate that the government allocate appropriate time to meet with industry stakeholders to consult on the upcoming changes. Question agreed to.