Senator LEYONHJELM (New South Wales) (14:45): You will index the $1.6 million cap on pension phase superannuation by the CPI, and the age pension by the higher of CPI and wages growth. This will lift the number of age pension recipients compared to Australians in self-funded, tax-free retirement and narrow the gap between the pension and the income of self-funded retirees. Minister, why are you promoting dependence over independence in this way?