Mr WOLAHAN (Menzies) (16:09): Like yesterday, we hear complaints from the other side about why these MPIs keep coming. They keep coming because there are no solutions from the other side. As soon as there are solutions, these MPIs will change, and they might even stop, and the complaining can stop. What we're talking about are actual real people's lives. I want to single out a particular part of Melbourne—the seat of Aston, which has the suburbs of Rowville and Bayswater and areas that I know really well. It's important that we acknowledge that that part of Melbourne matters and is doing it tough. They're looking for solutions from this government, and they're not getting them. They will pass judgement on this government this Saturday, and we encourage them to do that. We are a big, wide, brown land, but 86 per cent in this country live in urban areas, and what we know as to urban areas is that the price of land is higher, and, when the price of land is higher, you pay more on your mortgage. So people who live in the seat of Aston pay more on their mortgage. When we look at the figures of an average mortgage— Mr Rae interjecting— Mr WOLAHAN: I'm glad you raise that. I'll take that interjection. The candidate, Roshena Campbell, lives in the seat of Aston, unlike your candidate. Your candidate does not live in the seat of Aston. And we'll hear this mistruth that is being peddled throughout this campaign. Government members interjecting— Mr WOLAHAN: No. Roshena Campbell lives in Aston, unlike the Labor candidate. But I'm glad you've raised Roshena Campbell, because Roshena Campbell is someone that I've known personally for many years, someone who is a fighter and an advocate for people who are doing it tough throughout Melbourne. The reason that matters is that families in the seat of Aston— Government members interjecting— Mr WOLAHAN: Now, Deputy Speaker— The DEPUTY SPEAKER ( Ms Claydon ): I'm listening. Mr WOLAHAN: Well, it is hard to hear, with the interjections. They seem to be quite upset that Roshena Campbell lives in the seat of Aston. And it's important that that be clarified. Those with a mortgage of $750,000 now have to find an extra $20,000. That's $20,000 after tax. So, whether you're a single income family or a dual income family, you have to go and find that extra money. Now, we know that's not going to come from a pay rise, whether you're in the private sector or the public sector or self-employed. That's just not how this works. So that extra saving has to come from things that you cut, and it comes in many different ways. When you're standing in the checkout line at Woolworths or Coles or an IGA, there are things that you used to buy that you now put back. And we know that the things that cost most are fresh, quality food. So Australians are having to put quality food back on the shelves. That food's not just for the individual paying the bill; that is for the children in those families. There are real, daily consequences for people. We know that, when children come home and say: 'I'd like to go on a camp'—and those children include students from Melbourne and the seat of Aston, who would like to be here, on a camp, but those things cost money—again, parents are making choices and they're making sacrifices. They're making sacrifices for things like sport—for joining a soccer team. Soccer is one of the most expensive sports that you can play. It's not subsidised like AFL and other sports are. And it's so popular in Melbourne. It's a popular sport in the seat of Aston. Families are telling me, in my seat and in other seats, that they now have to pull back. They can't let their kids play the very sport that they want to play. So, when the voters of Aston go to the booths on Saturday, they will pass judgement on this government. I'm not someone who comes in here and blames every interest rate rise on you; I won't do that. But I will say that what you do in response is your responsibility, and you have been found wanting. You come in here and want to re-litigate the previous government, because that's the easy thing to do. It's easy to stand up and pretend you're still in opposition, to pretend you're here. And if you really wish to be over here, you're welcome to come over. You know that can happen. If what you want to do is re-litigate the previous government, then where you really want to be is in opposition. That's where you really want to be. That sounds like it's easier and it's more fun because it's easier to throw stones than to actually solve problems for people who are doing it tough. To the people of Aston—of Rowville, of Bayswater, of Upper Ferntree Gully: you get to pass judgement this Saturday.